Camden Investment Co. is powered by Mariner, allowing us to leverage the expertise of seasoned professionals in tax, trust, estate planning, investments, retirement planning, and insurance. Additionally, Mariner’s support in technology, compliance, and operations allows us to focus more on what truly matters—building strong, lasting relationships with you.
Investment Management
We will get to know you, your investment goals, your tolerance for risk and the time frame until retirement. Then we will take a proactive approach to diversify your portfolio across asset classes, including cash, fixed income and equities, and periodically review your portfolio, making adjustments as needed to align with your risk tolerance and overall objectives
- Diversification among multiple asset classes
- Consideration of different styles and strategies within asset classes
- Implementation of active and passive strategies
- Strategic asset allocation adjustments
Financial Planning
We will partner with you to develop a customized financial plan that works for you now and over the long term. Whether it’s planning for retirement, saving for a child’s education or making charitable contributions, we will get to know you and your goals, then build a plan to help you reach them. A brief overview of our planning process can be found below.
- Data gathering and a deep assessment of your current situation
- Address immediate concerns – focus on risk areas
- Collaborate to set goals and outline plans for achieving them
- Thoughtful execution of strategic priorities – including tax strategy
- Ongoing monitoring and modifications to your financial plan
Tax Planning
Including an effective tax strategy as part of your overall wealth and estate plan may help you maximize your savings and reach your financial goals. We will work with an experienced, in-house tax team that understands the latest regulatory issues and tax law changes to create tax-efficient strategies for you designed to minimize your tax burden.
- Proactive, creative tax analysis and year-round planning
- Implementation of multi-state tax strategies including residency and domicile
- Gift and estate tax planning
- Charitable donations
Business Valuation
Many business owners do not know how much their companies are worth, making it difficult to establish a clear financial plan. Obtaining a business valuation can aid in the development of a comprehensive wealth plan. Business valuations may be required for a variety of purposes, including:
- Transactions (financial planning, mergers & acquisitions, buy-sell agreements, financing and ESOPs)
- Tax reporting (gift & estate tax, charitable contributions, IRC section 409A and discount studies)
- Financial reporting (purchase price allocations and goodwill impairment)
- Litigation (marital dissolution and shareholder disputes)
Investment advisory services are offered through Mariner Platform Solutions (MPS); affiliates of MPS may provide other services listed and they may be subject to additional fees. Some advisors are licensed insurance agents and may be compensated for selling insurance-related products through an affiliated or unaffiliated insurance agency.
Asset allocation, diversification and other investment strategies cannot ensure a profit or protect against loss in a declining market. Investing involves risk, including the potential loss of principal. There is no guarantee that any investment or planning strategy will be successful.